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Find local dealers and lenders who can provide car loans that include a low monthly payment. Must have steady source of income.

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UsedCarSale Home

Request Car Loan
Bad Credit Welcome
No Credit Welcome
All w/Income Approved

Common Questions
View the questions of other visitors, and the best answers.

General Information
Research information regarding car sales and car loan information for those with bad, or no, credit.

Vehicle Makes
Search for vehicle information by make and model.

Bad Credit Car Dealers
Find local car dealers who can assist those buyers with a bad credit history.

Buy Here Pay Here
Find local buy here pay here car dealers

Car Loans With Low Monthly Payments
Find local dealers and lenders who can provide car loans that include a low monthly payment. Must have steady source of income.

Car Sales And Loans

Privacy Policy
Visitor Agreement

Used Cars And Trucks For Sale | Bad Credit Car Loans

UsedCarSale.com Financial Services:
Available As Of Feb 23,2014

Request Car Loan For Those With A Bad Credit History
Submit a two minute application to dealers and/or lenders in your area that can, and will, approve those with a bad credit history. Must have steady income.

Apply For A Buy Here Pay Here Payment Plan
Submit an application to local buy here pay here dealers, or dealers who offer in house financing. Must have income, and stable residency.

Apply For A Car Loan - No Credit History
Submit an application to local dealers who can assist those with no prior credit history. Must have income.

Bad Credit Car Loan ProgramsUsedCarSale.com is a free, online forum for those buying or selling used cars, used trucks, used vans, or suv's. Inside, you will find valuable information that can save you thousands when buying, or selling a new or used car. We can even assist you in securing a car loan, should you need one. Our coverage extends to every city and county in the country. Our lenders can provide loan approvals with little more than proof of income and residency.

Local Buy Here Pay Here Dealers

For our browsers looking to purchase a car or truck from a buy here pay here car dealer, or one that offers in house financing, we can direct you to these types of dealers in your area, and help avoid the high interest rates, and fees sometimes associated with purchases made from buy here pay here car dealers. Generally, buy here pay here car dealers are the final stop for those with the most extreme credit problems, or those whose credit is so bad, that all conventional car loan providers have declined their loan applications.


Apply For A Car Loan - First Time Buyer
Submit a car loan application to local dealers who can assist first time buyers with no credit history. Must have proof of a steady income.

Car Loans For Those With Bad Credit Or No Credit History At All.

And, if you have bad credit, and need a car loan, we can help you there too. Through our  lending partners, UsedCarSale.com can secure the car loan you need regardless of your prior credit history. Good credit, bad credit, and no credit are all okay with a steady source of income. We can even secure the car loan you need to purchase a vehicle on another site such as Craigslist, eBay, or Auto Trader. For car loans needed for vehicles purchased at your local auto dealer, simply click on the "Request Car Loan" link to the left.


Latest Information Added:

"Can All Car Dealers Help Those With Bad Credit?"
Posted July 14, 2013

Bad Credit Car DealersRarely will you find a car dealer who provides in house financing. When a car dealer provides a car loan for any customer, that loan is actually offered by a financial institution, or automotive lender. The dealer simply acts as the middle man, and does little more than complete the paperwork, and collect a commission from the lender. Therefore, only those dealers with relationships with lenders who offer loan programs for those with bad credit backgrounds, will be able to assist you if you have been turned down elsewhere.


2011 Chevrolet Equinox
Roomy and graced with an available snappy V6, the previous-generation Equinox had its charms, but it didn't shine brightly enough to surpass its rivals. As a result, Chevrolet's capable but undistinguished hauler was left to linger....

2010 Nissan Altima
For 2010, the Altima received its first significant update since its debut back in 2007. This included a restyled front end and the welcome addition of standard stability control across the board.......

2011 Nissan Versa
The 2011 Nissan Versa certainly has that bargain-basement price thing down. It was one of the cheapest cars on sale in the United States, yet it was a lot of "bang for the buck"...

Buy Here Pay Here Vehicle Supplies
For buy here pay here dealers trying to secure a used car supply in the wholesale market, it certainly has been a challenging few years. But based on analyses coming from several different vantage points, it appears times are getting better.

2007 Ford Crown Victoria
Large V8-powered sedans made a comeback in the 21st century, but the Ford Crown Victoria was one of the very few full-size, rear-drive sedans that never left.

2012 Hyundai Sonata | Bad Credit Car Loans2012 Hyundai Sonata
Whether it's the Elantra scrapping with the economy compacts or the Equus trading barbs with encrusted luxo-yachts, Hyundai seemingly has a fighter in every weight class. Among midsize sedans, the 2012 Hyundai Sonata was the Korean automaker's contender. In prior years, the Sonata was nothing more than a midpack player, but that all changed with 2010's full redesign, in which the Sonata gained dramatic new styling, new engines and a revamped interior.

Under the hood was a choice of a powerful 2.4-liter four-cylinder or, in lieu of a V6, a turbocharged 2.0-liter four-cylinder. With 198 horsepower (200 in SE trim), the base engine satisfied just about everybody, especially when it returned a very impressive 28 mpg combined when paired with the six-speed automatic transmission. Equally impressive is the turbo engine, which cranked out 274 hp yet still gets nearly identical fuel economy estimates.

** UsedCarSale.com can assist those with a bad credit history secure a car loan with little more than proof of a current income **

2013 Ford Escape
Nowadays, Ford is hitting more home runs, and without any chemical augmentation, either. The 2012 Ford Escape was not exactly one of them, however......

Bad Credit Car Dealers
Find car dealers in your area that can accommodate folks with a bad credit history, or no credit history at all.

2012 Toyota Venza
Whether people are willing to admit it or not, wagons are often more practical, space-efficient, and easier to drive than SUVs or even some crossovers. In fact, because.......

2012 Hyundai Elantra
Once a crummy choice, then a dark horse alternative, and now one of the sales leaders, the Hyundai Elantra is quite the success story.

Bad Credit Car Loan Programs *
Buy Here Pay Here Car Dealers **
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Bad Credit Car Loans And Dealers 

Lower Used Car Prices Expected Later In 2014.
Posted Feb 23, 2014

If you're shopping for a used car, you can expect better deals this year. A large supply of trade-ins and cars returning from leases will push Cheap Used Cars For Saledown overall used car prices by an estimated 2% in 2014, according to forecasters at automotive web site Edmunds.com.

The popularity of leasing new cars, in recent years, plays into the expected lower used car prices. "The boom in new car leases is leading to a higher number of lease returns, which adds to the growing inventory of used cars, forcing their prices down," explains Philip Reed, senior consumer advice editor for Edmunds.

In turn, falling used car prices may also affect new car deals, especially low-payment lease offers. Lower used car prices mean lower residual values -- what a car is worth at the end of a lease. That could result in higher payments on new car leases, Reed explains. However, continuing low interest rates, especially early in the year, will help hold down lease payments.

Buyer Beware When Shopping Craigslist Cars For Sale
Posted Sept 17, 2013

A meeting set up to sell a car that had been advertised on Craigslist turned into a robbery when the would-be buyer pulled out a gun, authorities said.

The car, a 1999 Honda Accord, was recovered when the victim found it a short time later Craigslist Cars For Saleparked near an apartment complex, but the robber wasn't there and hasn't been arrested.

Police say it started when the 36-year-old victim arranged to meet a man who wanted to buy the car and said his name was Bitor Romero.

The victim arrived at the meeting place, 8300 N. Rodney Parham Road, about 9 p.m., at which point a man on the lot pointed a gun at the victim's neck and ordered him to leave while the man took off in the Accord west on Markham Street.

Police responded and took a report. The victim then called investigators a short time later and said he had found his car at 609 Brookside Drive, the report said.

Officers searched the vehicle, finding a stolen handgun inside, the report said. The weapon was dusted for fingerprints and taken as evidence.

The robber is described as a black man about 5-foot-8 and 160 pounds. He wore a white tank top, yellow shorts and white shoes.


Cheap Leases For Electric Cars
Posted June 2, 2013

Auto companies are hoping cheaper lease prices can put a charge into sluggish electric car sales. Honda announced Thursday that it’s slashing the monthly lease cost of its Fit EV by one-third, following similar moves by other automakers. Honda also is Cheap Car Leases On Electric Carsthrowing in other goodies, such as a free home charging station and unlimited mileage.

Electric vehicles once were billed as the answer to high gas prices and dependence on foreign oil. But U.S. oil production is rising and gasoline supplies are abundant. Pump prices have remained relatively stable the past three years, while gas-powered cars have gotten more efficient, making consumers reluctant to give them up. There’s also the worry that an electric car could run out of juice on longer trips.

As a result, electric car sales are only a tiny fraction of overall U.S. auto sales. Automakers sold just over 12,000 pure-electric vehicles in the U.S. through April. That’s less than 1 percent of the 4.97 million cars and trucks sold during the same period. Even a $7,500 tax credit from the U.S. government couldn’t persuade most car buyers.

Sluggish sales have dampened high expectations for electric car use. President Barack Obama has said he wants to put 1 million plug-in electric vehicles on the road by 2015, but with two years left, the nation is far short of that goal.

Still, the cheap leases and a broader selection of models are giving electric vehicles a boost. Sales for the first four months of this year already are 80 percent of last year’s total sales of about 15,000. The added models, though, have multiple automakers competing for a small number of buyers.

Cheap Car Lease Programs - Bad Credit OK
Apply for a lease program with a bad credit history, or even no credit history at all. Everyone with proof of a current income approved**


A Smart Used Car Purchase Can Provide Many Years Of Good Service.
Posted May 15, 2013

While the appeal of owning new vehicles is something that many people can't ignore, it is not the only option available. There are plenty of reliable and desirable used cars in the market. You don't have to sacrifice an arm and a leg just so you can own a brand new car. In order to increase your Bad Credit Car Loan Programschances of getting the best ride, you should take your time while looking at what is available in your local area.

There are many places you can start your search. You can look online, search different classified ad sites, and visit your local dealers. Before you start looking for the perfect vehicle, you should make sure you have a good idea of what you want and need from your vehicle. For example, if you are concerned about getting the most mileage for your fuel, then it doesn't make much sense for you to get a gas guzzling truck. The same goes for if you need a vehicle that has a ton of space, there is no need for you to get a compact size vehicle. Grab a piece of paper and jot down what your expectations are. Once you have completed that list, go online and start searching for vehicles that meet your expectations.

Find out which used car lots are closest to you. When it comes to vehicle shopping, you should always consider shopping locally first. By supporting your local car dealers and economy, you are improving the selection of products the businesses supply for their customers. You never know when you may want to purchase another car in the future. Shop locally and you will have an even better selection of vehicles to choose from the next time you decide to go car shopping.

Once you have found several cars that appeal to you online, the next step is for you to go down to your local used cars dealer. Even though you may have in mind what you are looking for, you should still take a look at the other vehicles they have on the lot. Think about what your price range is. Try not to look at vehicles that are too far above your budget. It doesn't make much sense for you to get excited about a vehicle that you can't afford. Ask permission to take the vehicles you are interested in for a test run. Keep in mind that a good time frame for a test drive is twenty to thirty minutes. If you have quite a few vehicles you want to test, consider doing some the following day. Don't make any final decisions about a vehicle purchase until you have had the chance to explore all of your options. It is not unusual to spend several days at a used car lot before purchasing anything. Remember, used cars are just as great to own as new ones. You can still find a vehicle that provides you with reliable transportation, compliments your personal style, and helps you make a statement.


App Claims To Reveal Prices Dealers Pay For Vehicles
Posted April 30, 2013

If you knew what a used car dealer paid for a car that you’re interested in, wouldn’t that give you a tactical advantage when negotiating a deal?
Of course it would.Bad Credit Car Dealers.

Now one self-described used car dealer, who goes by the nom-de-guerre of Dennis Miller, is letting consumers in on the big secret.

Miller and his colleagues have launched a new app called SnafuScan that gives prospective buyers information they say has never before been available to the general public, and could help them win the battle of the bargain.

“This is an app that gives you the prices that dealers pay for cars at dealers’ auctions,” Miller, founder and CEO of SnafuScan.com tells FoxNews.com. “The auction price is much lower than the Kelly Blue Book price, which reports on the prices of cars as sold to the public. Consumers have been very much keyed in to the Kelly Blue Book for years.”

According to Miller, most of the used cars at dealerships are bought at special dealer-only auctions closed to the general public, not directly from consumers, and the prices paid can be $5,000-$10,000 less than what’s on the window when you kick the tires.

 

New And Used Cars And Trucks For Sale **
Bad Credit Car Loan Programs ***

New Vehicle Listings:
1999 Dodge Durango
1999 Dodge Durango
128k Miles
$3900
Bad Credit Car Loan Available

2003 Mini Cooper
2003 Mini Cooper
126k Miles
$6900
Bad Credit Car Loan Available

2007 Honda Civic EX
2007 Honda Civic EX
74k Miles
$9990
Bad Credit Car Loan Available

2008 Toyota Tundra SR5
2008 Toyota Tundra SR5
37k Miles
$16900
Bad Credit Car Loan Available

2008 Volkswagen Passat
2008 Volkswagen Passat
142k Miles
$6900
Bad Credit Car Loan Available

2011 Jeep Grand Cherokee Laredo
2011 Jeep Grand Cherokee Laredo
36k Miles
$19900
Bad Credit Car Loan Available

2012 Dodge Avenger SXT
2012 Dodge Avenger SXT
37k Miles
$14500
Bad Credit Car Loan Available

2011 Audi A3
2011 Audi A3
25k Miles
$28995
Bad Credit Car Loan Available

2010 Mazda Mazda3
2010 Mazda Mazda3
23k Miles
$17999
Bad Credit Car Loan Available

2005 Lexus ES330
2005 Lexus ES330
54k Miles
$15000
Bad Credit Car Loan Available

2004 Honda Element EX
2004 Honda Element EX
124k Miles
$9621
Bad Credit Car Loan Available

2012 Ford Explorer Limited
2012 Ford Explorer Limited
23k Miles
$41850
Bad Credit Car Loan Available

2011 Ford Mustang GT
2011 Ford Mustang GT
49k Miles
$23850
Bad Credit Car Loan Available

2010 Volkswagen Tiguan S
2010 Volkswagen Tiguan S
37k Miles
$17900
Bad Credit Car Loan Available

2007 Jaguar XJ
2007 Jaguar XJ
59k Miles
$18500
Bad Credit Car Loan Available

2006 Volvo V50
2006 Volvo V50
64k Miles
$11950
Bad Credit Car Loan Available

2006 Mercedes Benz E350
2006 Mercedes Benz E350
76k Miles
$16800
Bad Credit Car Loan Available

2012 Toyota Venza LE
2012 Toyota Venza LE
21k Miles
$26900
Bad Credit Car Loan Available

2012 Toyota Camry SE
2012 Toyota Camry SE 6k Miles
$21900
Buy Here Pay Here Payment Plan

2012 Jeep Wrangler Rubicon
2012 Jeep Wrangler Rubicon
22k Miles
$27343
Cash Only

2012 Honda Civic EX
2012 Honda Civic EX
18k Miles
$18450
Bad Credit Car Loan Available

2010 Mazda Miata
2010 Mazda Miata
24k Miles
$20900
Bad Credit Car Loan Available

2010 Ford Edge Limited
2010 Ford Edge Limited
86k Miles
$16999
Bad Credit Car Loan Available

2010 Chevrolet Impala LT
2010 Chevrolet Impala LT
44k Miles
$14950
Bad Credit Car Loan Available

2009 Cadillac CTS
2009 Cadillac CTS
28k Miles
$25950
Bad Credit Car Loan Available

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UsedCarSale.com strongly recommends that no purchase agreement should be made prior to a hands on inspection of the used car, truck, van, or suv. Beware of any offer to pay by cashier's check made out for an amount larger then the asking price. These offers are almost always followed by an attempted theft, and request for some sort of rebate, or payment of shippers.