Used Cars And Trucks For Sale And Car Loans For Those With Bad Credit Or No Credit.
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UsedCarSale Home

Request Car Loan
Bad Credit Welcome
No Credit Welcome
All w/Income Approved

Common Questions
View the questions of other visitors, and the best answers.

General Information
Information for those attempting to purchase a car, or secure a car loan.

Vehicle Makes
Search through our inventory by vehicle make and model.

Gingeo.com
Find local car dealers and lenders who can assist those with a bad credit history.

Car Sales And Loans

Youngstown Ohio Area Bad Credit Car Loans.

UsedCarSale.com Financial Services (Bad Credit):
Available As Of July 20, 2013

Apply For A Car Loan - Bad Credit
Submit a two minute application to dealers and/or lenders in your area that can, and will, approve those with a bad credit history. Must have steady income.

Apply For A Buy Here Pay Here Payment Plan
Submit an application to local buy here pay here dealers, or dealers who offer in house financing. Must have income, and stable residency.

Apply For A Car Loan With No Credit History
Submit an application to local dealers who can assist those with no prior credit history. Must have income.

Youngstown Bad Credit Car LoansFor those in the Youngstown Ohio area, who have been turned down for a car loan elsewhere, because of a bad credit score, UsedCarSale.com can connect you with Youngstown area dealers, and lenders who can, and will, approve your application based on your current employment status, income, and residency in the Youngstown area.

Whether you are hampered with past repossessions, bankruptcy, late payments, or bad credit resulting from divorce issues, we have car loan programs tailored to anyone, and everyone, who needs them.

Youngstown Area Car Dealers For Those With Bad Credit

UsedCarSale.com can even connect our browsers to Youngstown area car dealers, who have developed programs specifically designed to provide car loans to those with bad credit histories. Whether it be through "in house" financing, or relationships with area lenders, we have car dealers who can deliver quality cars, and trucks, to those who, just a short time ago, did not qualify.


Apply For A First Time Buyers Program
Submit a car loan application to local dealers who can assist first time buyers with no credit history. Must have proof of a steady income.

Car Loan Programs In Youngstown For First Time Buyers

Another segment of the car buying public, who can find it difficult to qualify for a car loan, is the first time buyer. Youngstown area students, and others with no prior car loan approvals, can find it difficult to find a lender, or dealer, willing to be the first to extend credit.

For these buyers, we have Youngstown area lenders who, for a slightly higher rate of interest, and a small down payment, provide a car loan to someone who has never had one before.


Bad Credit Car Loan Programs



What To Consider If You Have A Bad Credit History
Posted July 20, 2013

For those with a bad credit history, it is important that you not only focus on the purchase price of the car or truck you hope to purchase, but also the operating cost of the vehicle in the coming years.Bad Credit Car Loan Programs And Vehicle Maintanance

Lenders who car provide car loans to those with a bad credit history will focus on many factors, not simply the purchase price, and monthly payment. These lenders will generally want to see a buyer with a bad credit history focus on vehicles that will provide for lower insurance and maintenance cost. In addition, buying a car with higher mpg numbers can save an average driver hundreds of dollars a year, thereby freeing up the cash needed to make timely payments on the vehicle itself.

A car buyer requiring a car loan with a bad credit history should be careful not to mistake purchase price with operational cost.



Vehicle Review: 2012 Jeep Patriot
Posted May 23, 2013

2012 Jeep Patriot | Bad Credit Car LoansThe 2012 Jeep Patriot was caught between a vision of Jeep-style off-road authenticity and suburban-style everyday utility. It was a difficult mix to make, and the process is complicated by the demands of a low sticker price and high fuel economy.

A car-type unibody platform like the Patriot's can be made to deliver trail-rated performance, as the Jeep Grand Cherokee has proven for several decades, so we shouldn't be surprised to see that the Patriot could be fitted with an optional off-road option package. It gave this small crossover surprising capability in the dirt thanks to increased ride height, skid plates and a four-wheel-drive system complete with a transfer case that has dual-range gear ratios for low-speed crawling.....more


5 Good Reasons To Repair Your Credit Rating
Posted May 7, 2013

1.) Bad credit can kill your odds of owning your dream home.
Over a thirty year mortgage, the interest paid by someone with a bad credit score Repair A Bad Credit Ratingcan, on average, be over $8000 more than that paid by someone with a good credit rating.

2.) Employer credit checks might keep you unemployed.
Today, more employers will inspect an applicant's credit score when considering him, or her, for employment.

3.) Forget cash back and miles credit cards.
Any credit card companies that will approve you will not offer the same air miles, and cash back bonuses, that are extended to those with a good credit history.

4.) The phone calls.
Collection agencies are persistent, and will call you daily, making answering your phone a tense experience.

5.) Nobody wants to date bad credit.
It has been shown that potential social partners are often set aback by a person's bad credit history, and standing.



Think Smart
April 29, 2013

While you may be able to get a car loan, you’ll likely pay more to obtain it―through higherBad Credit Car Loan Programs interest rates― than someone with a better credit rating. Generally, if your credit score falls below 620, you’re considered to be a sub-prime borrower, which means you won’t qualify for the most attractive loan offers.

If you have bad credit, it’s important be realistic about the cars you’re hoping for. Opting for expensive vehicles that are out of your financial league is going to make obtaining a loan that much harder.

So, think practical. You’ll stand a better chance of getting a car loan. And, perhaps later on once your credit rating and financial situation has improved, you can land that dream car.


Bad Credit Car Loans**
Must Have Steady Source Of Income**
New Vehicle Listings:
1998 Lexus LX470
1998 Lexus LX470
212k Miles
$9995
Bad Credit Car Loan Programs Available

2003 Honda Accord EX
2003 Honda Accord EX
172k Miles
$6995
Bad Credit Car Loan Programs Available

2007 Mazda MDX Sport
2007 Mazda MDX Sport
112k Miles
$19995
**Cash Only**

2008 Lexus IS250
2008 Lexus IS250
79k Miles
$20995
Bad Credit Car Loan Programs Available

2008 Mazda CX9 Sport
2008 Mazda CX9 Sport
97k Miles
$15995
Bad Credit Car Loan Programs Available

2012 Jeep Patriot Sport
2012 Jeep Patriot Sport
4k Miles
$18388
Bad Credit Car Loan Programs Available

2012 Hyundai Sonata SE
2012 Hyundai Sonata SE
10k Miles
$21261
Bad Credit Car Loan Programs Available

2012 Honda Pilot Touring
2012 Honda Pilot Touring
24k Miles
$35988
Bad Credit Car Loan Programs Available

2012 Honda Civic Si
2012 Honda Civic Si
8k Miles
$23988
Bad Credit Car Loan Programs Available

2011 Ford Fiesta SES
2011 Ford Fiesta SES
21k Miles
$14888
Bad Credit Car Loan Programs Available

2012 Toyota Camry
2012 Toyota Camry
26k Miles
$17999
Bad Credit Car Loan Programs Available

2012 Chevrolet Impala LTZ
2012 Chevrolet Impala LTZ
48k Miles
$17987
Bad Credit Car Loan Programs Available

2011 Dodge Ram 1500 SLT
2011 Dodge Ram 1500 SLT
11k Miles
$28265
Cash Only

2010 Buick Enclave CXL
2010 Buick Enclave CXL
59k Miles
$29999
Bad Credit Car Loan Programs Available

2008 Mazda Miata Touring
2008 Mazda Miata Touring
2k Miles
$18966
Bad Credit Car Loan Programs Available

2008 Honda Civic Hybrid
2008 Honda Civic Hybrid
49k Miles
$14999
Bad Credit Car Loan Programs Available

2008 Dodge Durango SLT
2008 Dodge Durango SLT
76k Miles
$13999
Bad Credit Car Loan Programs Available


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